Services

Services

Benefit from exclusive deals


Our Services

 Impartial Advice


Access to a range of Lenders

Exclusive Deals

Mortgage advisory service from start to finish. With an experienced specialist adviser, we aim to help you find the very best property finance to suit your circumstances.




We don’t believe there’s a “one size fits all” approach to mortgages, and we take the time to understand you and your circumstances, putting everything we have into making sure you walk away happy, every single time.Our key lender relationships and access to a large number of lenders in the market, ensure exclusive mortgage deals are available to you. 




We aim to find the best deal available for your circumstances.

Residential Mortgages

 

First Time Buyers – Struggling to raise a deposit? We might have solutions, including low deposit mortgages, Help to Buy, Guarantor Mortgages and Shared Ownership.


Capital Raising/Second Charge – Need to secure a loan on your home, without affecting your current mortgage? A second charge mortgage, allows you to use some of the remaining equity you have in your home as security against another loan.


Unsecured Loans – Don’t have a home but still need a loan? An unsecured loan is a loan that is not secured against a property asset.


Landlord Mortgages


Buy To Let Mortgages - This type of mortgage is used when you wish to purchase a property to let out. Most lenders offer ‘vanilla’ style Buy-to-Lets e.g. a standard property let to a single family. Some lenders however will consider more complex Buy-to-Lets, e.g. properties that are let on a multiple occupancy basis (HMOs) or applications from limited companies rather than individuals.


Commercial Finance - Commercial finance is used to purchase property that is to be occupied by a business for example shops, offices and warehouses. Commercial lenders will also consider Buy-to-Let transactions and are often used for complex Buy-to-Lets or property that is a mix of both commercial letting and residential letting.


Bridge Finance - Bridging finance is used for short-term funding requirements of up to 12 months. It  will often be used for speed, say at auctions or where a property is to be renovated and sold.


Second Charge Loans - This is a secondary loan on a property that already has a mortgage. It can be used to increase the level of borrowing on a property, where it is not possible or prudent to make changes to the first mortgage.


Commercial Finance


A commercial property is defined as a property where the occupants are a business rather than an individual, such as shops, warehouses and offices.The property can be just a commercial premise, or it may be of ‘mixed use’ or ‘semi-commercial’ by including a residential element on its legal title. These can include a residential dwelling above or an adjacent to the commercial dwelling.


Business Loans - If you own a business and require funding, we can help you to access finance for your business even if you do not have a property for the funds to be secured against. This is because we have access to lenders who can offer unsecured loans for business purposes.


Development Finance - You require development finance, we can help you access a diverse panel of lenders to obtain the most favorable terms to meet your circumstances and requirements.


In addition, to finance for the development of residential properties, we can provide development finance for commercial properties. It can be for a plot of land or developing an existing property.


We can help you



WHAT OUR CLIENTS SAY

Jay had huge amounts of knowledge, access to many lenders and had a netwrok of profressionals. 


I would have no doubt whatsoever about recommending him to anyone who wishes to progress even the most complex of borrowing requirements.


#Vas Aktar