Access to a range of Lenders
Mortgage advisory service from start to finish. With an experienced specialist adviser, we aim to help you find the very best property finance to suit your circumstances.
We don’t believe there’s a “one size fits all” approach to mortgages, and we take the time to understand you and your circumstances, putting everything we have into making sure you walk away happy, every single time.Our key lender relationships and access to a large number of lenders in the market, ensure exclusive mortgage deals are available to you.
We aim to find the best deal available for your circumstances.
First Time Buyers – Struggling to raise a deposit? We might have solutions, including low deposit mortgages, Help to Buy, Guarantor Mortgages and Shared Ownership.
Capital Raising/Second Charge – Need to secure a loan on your home, without affecting your current mortgage? A second charge mortgage, allows you to use some of the remaining equity you have in your home as security against another loan.
Unsecured Loans – Don’t have a home but still need a loan? An unsecured loan is a loan that is not secured against a property asset.
Buy To Let Mortgages - This type of mortgage is used when you wish to purchase a property to let out. Most lenders offer ‘vanilla’ style Buy-to-Lets e.g. a standard property let to a single family. Some lenders however will consider more complex Buy-to-Lets, e.g. properties that are let on a multiple occupancy basis (HMOs) or applications from limited companies rather than individuals.
Commercial Finance - Commercial finance is used to purchase property that is to be occupied by a business for example shops, offices and warehouses. Commercial lenders will also consider Buy-to-Let transactions and are often used for complex Buy-to-Lets or property that is a mix of both commercial letting and residential letting.
Bridge Finance - Bridging finance is used for short-term funding requirements of up to 12 months. It will often be used for speed, say at auctions or where a property is to be renovated and sold.
Second Charge Loans - This is a secondary loan on a property that already has a mortgage. It can be used to increase the level of borrowing on a property, where it is not possible or prudent to make changes to the first mortgage.
A commercial property is defined as a property where the occupants are a business rather than an individual, such as shops, warehouses and offices.The property can be just a commercial premise, or it may be of ‘mixed use’ or ‘semi-commercial’ by including a residential element on its legal title. These can include a residential dwelling above or an adjacent to the commercial dwelling.
Business Loans - If you own a business and require funding, we can help you to access finance for your business even if you do not have a property for the funds to be secured against. This is because we have access to lenders who can offer unsecured loans for business purposes.
Development Finance - You require development finance, we can help you access a diverse panel of lenders to obtain the most favorable terms to meet your circumstances and requirements.
In addition, to finance for the development of residential properties, we can provide development finance for commercial properties. It can be for a plot of land or developing an existing property.
Jay had huge amounts of knowledge, access to many lenders and had a netwrok of profressionals.
I would have no doubt whatsoever about recommending him to anyone who wishes to progress even the most complex of borrowing requirements.
Elloitt Chase Limited is an Appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 914513.
The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured on it.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK’
"There will be a fee for mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £299"
We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement